Fingerhut credit account, which is a store credit card affiliated with the online and catalog retailer Fingerhut. If you’re looking for a quick overview, there are really four things you need to know about this credit account before withraw your money won at winward casino review need to read at Casinoslots SA.
First, the Fingerhut credit account is one of the better unsecured credit card accounts that people with damaged credit or limit credit history can get approved for. Second, the Fingerhut credit account has no annual fee, no monthly fee and no one-off fees for processing your application or anything like that. Third, the Fingerhut credit account can only be used to make purchases at Fingerhut. Fingerhut does sell a wide variety of goods, from home appliances and electronics to clothing and toys, but that still won’t replace every day shopping. And fourth, the Fingerhut credit account reports to all three major credit bureaus each month.
That gives you the opportunity to add positive information to your credit reports and build a better credit score. You just have to keep your account in good standing. So that means paying your bill on time every month and keeping your balance well below the credit limit. So those are the four main things you really need to know about the Fingerhut credit account.
You can learn more or apply for it online by clicking the button right here. But if you want some more information first, I’ve got you covered there too. For starters, a lot of people want to know about the Fingerhut credit account’s rewards.
Well I’ve got bad news for you in that regard — it doesn’t have any. Few credit cards for people with limited or poor credit do. Okay, but what about the Fingerhut account’s APR?
I’ve got more bad news. Unfortunately, the Fingerhut credit account’s APR is really high, so you don’t want to carry a balance from billing period to billing period with this account. Another common question is whether the Fingerhut credit account does a credit check when you apply. Yes, the Fingerhut credit account’s issuer will do a hard pull on at least one of your major credit reports. And that hard pull will likely cause a small, temporary decline in your credit score.
But that would be the case with any credit card you apply for, and that’s one reason you should pick the card you do go after carefully. And does Fingerhut credit guarantee approval for everyone, no matter how bad their credit history is? Unfortunately not. While applicants with bad credit are considered for Fingerhut credit, no credit card offers 100% guaranteed approval. There’s always some sort of requirement you have to meet at a minimum.
For this account, it has the following requirements: you must be at least 18 years old, have a Social Security number and make enough money to afford monthly bill payments. People who have applied in the past also report needing a credit score of at least 550. And finally, is there anything else worth knowing about the Fingerhut credit account?
One other thing worth mentioning here is that if you don’t qualify for the Fingerhut credit account, you might be offered a FreshStart installment loan as a sort of consolation prize. So if you repay that as promised, you may get the opportunity to graduate to the actual Fingerhut credit account. So with that, you should have what you need to make an informed decision about this account. To learn more and submit an application, you can go ahead and click this button right here.